Privacy Policy

Bill Alarm is built so your bills stay yours.

Effective date: 12 October 2026

The short version

  • Everything you enter in Bill Alarm is stored only on your device.
  • We do not collect, upload, sell or share your data.
  • There is no account and no sign-up.
  • Reminders are scheduled on your iPhone, not sent from our servers.
  • No advertising and no tracking.

This Privacy Policy explains how the Bill Alarm app for iPhone ("Bill Alarm", "the app", "we", "us") handles your information. By using Bill Alarm, you agree to this policy.

1. Information you enter

To track your bills, you can enter the following in the app:

InformationWhy it's used
Bill or card name (for example "HDFC Regalia" or "MGVCL")To show and identify the bill
Last 4 digits of a card or account numberTo tell similar cards or accounts apart
Total due and minimum due amountsTo show what you owe and your total due
Due date and "Repeat every month" settingTo schedule reminders and roll repeating bills forward
Bill type and card colourTo organise and display your bills
Paid / unpaid status and payment historyTo show what's done and what's still due

Bill Alarm never asks for your full card number, CVV, PIN, OTP, net banking password or UPI PIN. Please don't enter these anywhere in the app.

2. Where your information is stored

All of the information above is stored locally on your device. It is not sent to us or to any server we operate, and we cannot see it.

If you use iCloud Backup or back up your iPhone to a computer, iOS may include Bill Alarm's data in that backup, as it does for most apps. Those backups are controlled by you and Apple, under Apple's privacy policy.

3. Information we collect

We do not collect any personal information. Bill Alarm does not use analytics, advertising or tracking tools, and does not track you across other apps or websites.

4. Notifications

If you allow notifications, Bill Alarm schedules bill reminders locally on your iPhone (for example at 9 AM and 6 PM in the days before a due date). These notifications are created on your device; no reminder data is sent to us. You can turn notifications off at any time in iPhone Settings › Notifications › Bill Alarm.

5. Payments

Bill Alarm does not process payments and never handles your money. When you pay a bill, you do so through your bank, card issuer, biller or payment app. If the app opens another app or website to help you pay, that service's own privacy policy applies.

6. Sharing of information

We do not sell, rent, trade or share your information with anyone, because we don't receive it in the first place.

7. Keeping or deleting your data

Your data stays on your device for as long as you keep it in the app. You can delete any bill or card inside Bill Alarm at any time. Deleting the app removes all of its data from your device (apart from any copies in backups you have made).

8. Security

Your data is protected by your iPhone's built-in security, including your passcode, Face ID or Touch ID, and iOS data protection. Keep your device locked and up to date for the best protection.

9. Children's privacy

Bill Alarm is not directed at children under 13, and we do not knowingly collect any information from children.

10. Changes to this policy

If we change how Bill Alarm handles information, we will update this page and the effective date above. Significant changes will also be mentioned in the app's release notes.

11. Contact us

If you have any questions about this Privacy Policy or Bill Alarm, contact us at Email Us.

Developer: GenzLogic